1. Use of the Site

The Site is provided to share information about Kept's services and to allow prospective clients to request information or schedule a consultation. You agree to use the Site only for lawful purposes and agree not to:

• Submit false, misleading, or fraudulent information through any form on the Site
• Attempt to interfere with, disrupt, or gain unauthorized access to the Site or its underlying systems
• Use any automated means to scrape, harvest, or extract data from the Site without our prior written consent
• Use the Site to transmit any virus, malware, or other harmful code

2. No professional advice

The Site and its content — including descriptions of payroll-tax savings, benefits funding mechanics, and any estimates or examples — are provided for general informational purposes only. Nothing on the Site constitutes tax, legal, financial, or insurance advice, and nothing on the Site should be relied upon as a guarantee of savings, coverage, or results specific to your business. Specific outcomes depend on an employer-specific evaluation and other factors. You should consult your own qualified tax, legal, or financial advisor before making decisions based on information found on the Site.

3. Intellectual property

The Site and its content, including text, graphics, logos, and design, are owned by Kept or its licensors and are protected by intellectual property laws. You may view and use the Site for your own personal or internal business evaluation purposes, but you may not reproduce, distribute, modify, or create derivative works from the Site's content without our prior written consent.

4. Submissions

When you submit information through a form on the Site, you represent that the information you provide is accurate and that you have the authority to provide it. You grant us the right to use the information you submit to respond to your request and for the purposes described in our Privacy Policy.

5. Third-party links and services

The Site may reference or link to third-party websites, payroll providers, or services that we do not control. We are not responsible for the content, accuracy, or practices of any third party, and inclusion of a reference or link does not imply endorsement.

6. Disclaimer of warranties

The Site and its content are provided "as is" and "as available," without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

7. Limitation of liability

To the fullest extent permitted by law, Kept and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising out of or related to your use of, or inability to use, the Site, even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify and hold Kept harmless from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Site or your violation of these Terms.

9. Governing law

These Terms are governed by the laws of the State of Utah, without regard to its conflict-of-laws principles, and any disputes arising from these Terms or your use of the Site will be subject to the exclusive jurisdiction of the courts located in that state.

10. Changes to these Terms

We may update these Terms from time to time. Your continued use of the Site after changes take effect constitutes your acceptance of the updated Terms.

11. Termination

We reserve the right to suspend or discontinue access to all or part of the Site, at any time and without notice, for any reason, including suspected violation of these Terms.

12. Contact us

Questions about these Terms can be sent through the contact form on this Site.