Resources

Benefits, explained plainly.

Short reads on how the funding mechanic works and what to look for when evaluating benefits programs.

March 1, 2026 · 3 min read

What to look for before adding a supplemental benefits program

A short checklist for HR leaders and business owners evaluating a supplemental benefits program.

February 3, 2026 · 3 min read

The coverage gap most employers don't see

45% of workers aren't on their employer's health plan. Here's what that gap actually costs a growing business.

January 15, 2026 · 4 min read

How payroll-tax savings are modeled to fund employee benefits at $0 net cost

The mechanic behind Kept's $0 net-cost model: how payroll-tax savings are modeled to turn into expanded coverage without a new line item on your budget.