Frequently asked questions
How is this modeled to reach $0 net cost?
The program is funded through payroll-tax savings your business may qualify for — up to $1,100 per W-2 employee, every year, based on an employer-specific pro forma. For qualifying employers and employees, those savings are modeled to cover the cost of the benefits, so there's little to no new spend for the business or your employees. Actual results depend on your company's specific numbers.
Does this replace our existing health plan?
No. Kept expands coverage alongside whatever you already offer — including for the employees who aren't enrolled in your primary health plan today.
Is this compliant?
The program is structured to work within existing payroll and benefits regulations and is administered by a licensed plan administrator. We'll walk through the specifics for your business — including how compliance is maintained — on the call.
How long does setup take?
Most teams are enrolled and live within days of the initial call, with savings modeled to begin as early as the first payroll period after enrollment.
What size companies is this for?
Kept is built for growing businesses, typically 10–500 employees, though the mechanics work for teams of most sizes.
