For your employees · $0 copay

Coverage for everyone on the team — not just who's enrolled.

If your employer offers Kept, here's what's included — with no hit to your take-home pay.

For your employees · $0 copay

Comprehensive care for the whole family.

24/7 Virtual Urgent Care

Licensed doctors any hour, any day.

$0 Copay Prescriptions

1,000+ meds at 70,000+ pharmacies.

Behavioral & Mental Health

Whole-family support. No waitlist.

Accident Coverage

120+ qualifying incidents. No deductible.

Virtual Pet Care

Licensed vets on demand from home.

More Coverage, Same Net Pay

No hit to take-home pay.

How it funds itself

One payroll mechanic. Built toward zero net cost.

No Insurance With Insurance With Kept
$0 Copay 24/7 Telehealth
$0 Copay Prescriptions
Mental Health Support
Accident & Hospital Coverage
Medical Concierge
Employer cost Varies Varies $0

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Frequently asked questions

How is this modeled to reach $0 net cost?

The program is funded through payroll-tax savings your business may qualify for — up to $1,100 per W-2 employee, every year, based on an employer-specific pro forma. For qualifying employers and employees, those savings are modeled to cover the cost of the benefits, so there's little to no new spend for the business or your employees. Actual results depend on your company's specific numbers.

Does this replace our existing health plan?

No. Kept expands coverage alongside whatever you already offer — including for the employees who aren't enrolled in your primary health plan today.

Is this compliant?

The program is structured to work within existing payroll and benefits regulations and is administered by a licensed plan administrator. We'll walk through the specifics for your business — including how compliance is maintained — on the call.

How long does setup take?

Most teams are enrolled and live within days of the initial call, with savings modeled to begin as early as the first payroll period after enrollment.

What size companies is this for?

Kept is built for growing businesses, typically 10–500 employees, though the mechanics work for teams of most sizes.

Disclaimer: Any information illustrated or communicated on this site by Kept Benefits Group LLC is intended for general information purposes only and does not constitute tax, legal, or financial advice. Specific employee tax impact and employer FICA savings are subject to an employer-specific Pro Forma census evaluation.

Schedule a consultation

No commitment. We'll walk you through the numbers for your team.

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