Coverage for everyone on the team — not just who's enrolled.
If your employer offers Kept, here's what's included — with no hit to your take-home pay.
Comprehensive care for the whole family.
24/7 Virtual Urgent Care
Licensed doctors any hour, any day.
$0 Copay Prescriptions
1,000+ meds at 70,000+ pharmacies.
Behavioral & Mental Health
Whole-family support. No waitlist.
Accident Coverage
120+ qualifying incidents. No deductible.
Virtual Pet Care
Licensed vets on demand from home.
More Coverage, Same Net Pay
No hit to take-home pay.
The difference
What your team gets — side by side.
| No Insurance | With Insurance | With Kept | |
|---|---|---|---|
| $0 Copay 24/7 Telehealth | Not included | Partially included | Included |
| $0 Copay Prescriptions | Not included | Not included | Included |
| Mental Health Support | Not included | Partially included | Included |
| Accident & Hospital Coverage | Not included | Included | Included |
| Medical Concierge | Not included | Not included | Included |
| Employer cost | Varies | Varies | $0 |
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Frequently asked questions
The program is funded through payroll-tax savings your business may qualify for — up to $1,100 per W-2 employee, every year, based on an employer-specific pro forma. For qualifying employers and employees, those savings are modeled to cover the cost of the benefits, so there's little to no new spend for the business or your employees. Actual results depend on your company's specific numbers.
No. Kept expands coverage alongside whatever you already offer — including for the employees who aren't enrolled in your primary health plan today.
The program is structured to work within existing payroll and benefits regulations and is administered by a licensed plan administrator. We'll walk through the specifics for your business — including how compliance is maintained — on the call.
Most teams are enrolled and live within days of the initial call, with savings modeled to begin as early as the first payroll period after enrollment.
Kept is built for growing businesses, typically 10–500 employees, though the mechanics work for teams of most sizes.