Keep your Health. Keep your Money. Keep your People.
$1,100
Potential savings per W-2 employee, every year
$1,100
Potential savings per employee, every year
45%
Of workers aren't on their employer's health plan
1,000+
$0 copay medications
70,000+
Retail pharmacy locations
24/7
$0 copay virtual urgent care
Integrated with your payroll provider
The current employer challenge
- Rising healthcare costs squeeze every renewal
- Employees priced out of meaningful coverage
- Thin benefits packages drive avoidable turnover
of workers aren't on their employer's health plan. Kept covers employees with and without insurance — the whole team.
How it funds itself
One payroll mechanic. Built toward zero net cost.
Step 1
Payroll-tax savings
Up to $1,100 per W-2 employee, every year.
Step 2
Funds expanded benefits
$0 copay care for your whole team & their families.
Step 3
Modeled $0 net spend
For qualifying employers and employees, based on your census.
Why Kept
More than a policy — real support, end-to-end.
A lot of benefits programs stop the moment you sign up. Kept handles enrollment, compliance, and ongoing support the whole way through, so your team doesn't have to.
No insurance disruption
Kept works alongside whatever health plan you already offer — nothing to switch, nothing to replace.
Licensed plan administration
Structured to work within existing payroll and benefits regulations, administered by a licensed plan administrator.
Fast enrollment
Most teams are enrolled and live within days of the initial call — not months.
Modeled toward $0 net cost
Funded by payroll-tax savings your business already qualifies for, based on your specific numbers.
Comprehensive care for the whole family.
24/7 Virtual Urgent Care
Licensed doctors any hour, any day.
$0 Copay Prescriptions
1,000+ meds at 70,000+ pharmacies.
Behavioral & Mental Health
Whole-family support. No waitlist.
Accident Coverage
120+ qualifying incidents. No deductible.
Virtual Pet Care
Licensed vets on demand from home.
More Coverage, Same Net Pay
No hit to take-home pay.
The difference
What your team gets — side by side.
| No Insurance | With Insurance | With Kept | |
|---|---|---|---|
| $0 Copay 24/7 Telehealth | Not included | Partially included | Included |
| $0 Copay Prescriptions | Not included | Not included | Included |
| Mental Health Support | Not included | Partially included | Included |
| Accident & Hospital Coverage | Not included | Included | Included |
| Medical Concierge | Not included | Not included | Included |
| Employer cost | Varies | Varies | $0 |
How it works
Live in days, not months.
- 1
Schedule a consultation
Walk through your headcount and current benefits — no commitment.
- 2
Get a savings estimate
We show exactly what your payroll-tax savings fund for your team.
- 3
Enroll your team
Compliant enrollment, guided end-to-end. Most teams are live within days.
- 4
Savings modeled
Coverage and savings can start as early as your first payroll period.
What employers say
Trusted by the teams who use it.
“The onboarding process was unbelievably simple and we had all of the support necessary to ensure a successful roll out.”
Jason H
CEO
“Our employees are ACTUALLY USING the benefits package unlike other systems that we have tried in the past.”
Savannah T
VP of HR
“I wish we had something like this earlier. It has been a great addition to our health insurance plans and has saved our company tens of thousands of dollars.”
Brendan F
CFO
Frequently asked questions
The program is funded through payroll-tax savings your business may qualify for — up to $1,100 per W-2 employee, every year, based on an employer-specific pro forma. For qualifying employers and employees, those savings are modeled to cover the cost of the benefits, so there's little to no new spend for the business or your employees. Actual results depend on your company's specific numbers.
No. Kept expands coverage alongside whatever you already offer — including for the employees who aren't enrolled in your primary health plan today.
The program is structured to work within existing payroll and benefits regulations and is administered by a licensed plan administrator. We'll walk through the specifics for your business — including how compliance is maintained — on the call.
Most teams are enrolled and live within days of the initial call, with savings modeled to begin as early as the first payroll period after enrollment.
Kept is built for growing businesses, typically 10–500 employees, though the mechanics work for teams of most sizes.
Expand your benefits, modeled toward zero net cost.
Savings are modeled to begin as early as your first payroll period, based on your company's specific numbers.