$1,100

Potential savings per employee, every year

45%

Of workers aren't on their employer's health plan

1,000+

$0 copay medications

70,000+

Retail pharmacy locations

24/7

$0 copay virtual urgent care

Integrated with your payroll provider

The current employer challenge

  • Rising healthcare costs squeeze every renewal
  • Employees priced out of meaningful coverage
  • Thin benefits packages drive avoidable turnover

45%

of workers aren't on their employer's health plan. Kept covers employees with and without insurance — the whole team.

How it funds itself

More than a policy — real support, end-to-end.

A lot of benefits programs stop the moment you sign up. Kept handles enrollment, compliance, and ongoing support the whole way through, so your team doesn't have to.

No insurance disruption

Kept works alongside whatever health plan you already offer — nothing to switch, nothing to replace.

Licensed plan administration

Structured to work within existing payroll and benefits regulations, administered by a licensed plan administrator.

Fast enrollment

Most teams are enrolled and live within days of the initial call — not months.

Modeled toward $0 net cost

Funded by payroll-tax savings your business already qualifies for, based on your specific numbers.

For your employees · $0 copay

Comprehensive care for the whole family.

24/7 Virtual Urgent Care

Licensed doctors any hour, any day.

$0 Copay Prescriptions

1,000+ meds at 70,000+ pharmacies.

Behavioral & Mental Health

Whole-family support. No waitlist.

Accident Coverage

120+ qualifying incidents. No deductible.

Virtual Pet Care

Licensed vets on demand from home.

More Coverage, Same Net Pay

No hit to take-home pay.

How it funds itself

One payroll mechanic. Built toward zero net cost.

No Insurance With Insurance With Kept
$0 Copay 24/7 Telehealth
$0 Copay Prescriptions
Mental Health Support
Accident & Hospital Coverage
Medical Concierge
Employer cost Varies Varies $0
How it works

Live in days, not months.

1

Schedule a consultation

Walk through your headcount and current benefits — no commitment.

2

Get a savings estimate

We show exactly what your payroll-tax savings fund for your team.

3

Enroll your team

Compliant enrollment, guided end-to-end. Most teams are live within days.

4

Savings modeled

Coverage and savings can start as early as your first payroll period.

What employers say

Trusted by the teams who use it.

“The onboarding process was unbelievably simple and we had all of the support necessary to ensure a successful roll out.”

Jason H

CEO

“Our employees are ACTUALLY USING the benefits package unlike other systems that we have tried in the past.”

Savannah T

VP of HR

“I wish we had something like this earlier. It has been a great addition to our health insurance plans and has saved our company tens of thousands of dollars.”

Brendan F

CFO

Frequently asked questions

How is this modeled to reach $0 net cost?

The program is funded through payroll-tax savings your business may qualify for — up to $1,100 per W-2 employee, every year, based on an employer-specific pro forma. For qualifying employers and employees, those savings are modeled to cover the cost of the benefits, so there's little to no new spend for the business or your employees. Actual results depend on your company's specific numbers.

Does this replace our existing health plan?

No. Kept expands coverage alongside whatever you already offer — including for the employees who aren't enrolled in your primary health plan today.

Is this compliant?

The program is structured to work within existing payroll and benefits regulations and is administered by a licensed plan administrator. We'll walk through the specifics for your business — including how compliance is maintained — on the call.

How long does setup take?

Most teams are enrolled and live within days of the initial call, with savings modeled to begin as early as the first payroll period after enrollment.

What size companies is this for?

Kept is built for growing businesses, typically 10–500 employees, though the mechanics work for teams of most sizes.

Expand your benefits, modeled toward zero net cost.

Savings are modeled to begin as early as your first payroll period, based on
your company's specific numbers.

Schedule a consultation

Disclaimer: Any information illustrated or communicated on this site by Kept Benefits Group LLC is intended for general information purposes only and does not constitute tax, legal, or financial advice. Specific employee tax impact and employer FICA savings are subject to an employer-specific Pro Forma census evaluation.

Schedule a consultation

No commitment. We'll walk you through the numbers for your team.

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