$1,100
Potential savings per employee, every year
45%
Of workers aren't on their employer's health plan
1,000+
$0 copay medications
70,000+
Retail pharmacy locations
24/7
$0 copay virtual urgent care

of workers aren't on their employer's health plan. Kept covers employees with and without insurance — the whole team.
A lot of benefits programs stop the moment you sign up. Kept handles enrollment, compliance, and ongoing support the whole way through, so your team doesn't have to.
Kept works alongside whatever health plan you already offer — nothing to switch, nothing to replace.
Structured to work within existing payroll and benefits regulations, administered by a licensed plan administrator.
Most teams are enrolled and live within days of the initial call — not months.
Funded by payroll-tax savings your business already qualifies for, based on your specific numbers.

Licensed doctors any hour, any day.
1,000+ meds at 70,000+ pharmacies.
Whole-family support. No waitlist.
120+ qualifying incidents. No deductible.
Licensed vets on demand from home.
No hit to take-home pay.
Walk through your headcount and current benefits — no commitment.
We show exactly what your payroll-tax savings fund for your team.
Compliant enrollment, guided end-to-end. Most teams are live within days.
Coverage and savings can start as early as your first payroll period.
“The onboarding process was unbelievably simple and we had all of the support necessary to ensure a successful roll out.”
CEO
“Our employees are ACTUALLY USING the benefits package unlike other systems that we have tried in the past.”
VP of HR
“I wish we had something like this earlier. It has been a great addition to our health insurance plans and has saved our company tens of thousands of dollars.”
CFO
The program is funded through payroll-tax savings your business may qualify for — up to $1,100 per W-2 employee, every year, based on an employer-specific pro forma. For qualifying employers and employees, those savings are modeled to cover the cost of the benefits, so there's little to no new spend for the business or your employees. Actual results depend on your company's specific numbers.
No. Kept expands coverage alongside whatever you already offer — including for the employees who aren't enrolled in your primary health plan today.
The program is structured to work within existing payroll and benefits regulations and is administered by a licensed plan administrator. We'll walk through the specifics for your business — including how compliance is maintained — on the call.
Most teams are enrolled and live within days of the initial call, with savings modeled to begin as early as the first payroll period after enrollment.
Kept is built for growing businesses, typically 10–500 employees, though the mechanics work for teams of most sizes.
Savings are modeled to begin as early as your first payroll period, based on
your company's specific numbers.
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Disclaimer: Any information illustrated or communicated on this site by Kept Benefits Group LLC is intended for general information purposes only and does not constitute tax, legal, or financial advice. Specific employee tax impact and employer FICA savings are subject to an employer-specific Pro Forma census evaluation.